Personal Checking Accounts

Cash Rewards CheckingInterest Rewards CheckingNational Rewards Checking
Monthly Service Fee$0$0$4.95
RewardsCash back on debit card purchasesHigh Interest*Cash back on debit card purchases. No overdraft or ATM fees!
ATM Access
  • Free at WSB locations
  • Nationwide surcharge free access to 50,000+ Allpoint and SUM ATM locations
Nationwide ATM fee refunds*
(up to $15 per month)
  • Free at WSB locations
  • Nationwide surcharge free access to 50,000+ Allpoint and SUM ATM locations
Overdraft Fee$25$25$0
eStatementsFreeFreeRequired
Non WSB ATM Fee$1.25 after 3 per monthFreeFree
Online BankingFreeFreeFree
Mobile Banking with Check DepositFreeFreeFree
Debit CardFree regular debit card, plus free designer card upgrade.Free standard design debit card, plus free photo card upgrade.Free standard design debit card. Option for designer card upgrade
Minimum Deposit to Open$10$10$0
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*When you meet qualifications each monthly qualification cycle.