Avoid the headaches and hassles that overdrafts can cause with automatic transfers of extra funds.
- Competitive Rates
- Quick Decisions
- Local Processing
This is a revolving credit line from the bank that requires a formal credit application to be approved. The maximum credit limit granted is $2,500. If items presenting against your checking account causes an overdraft, our system will automatically transfer funds from your line of credit to your checking account to pay any presenting items and keep your checking account positive.
- This overdraft transfer occurs on a per day basis. This means all overdraft items will be combined for a day and that total must be available in your line of credit for the transfer to occur.
- You will be charged the agreed upon interest charge for the line of credit and receive a monthly bill for any minimum payments required on an outstanding LOC balance.
- This loan is subject to credit qualification.
Learn more about our other forms of overdraft protection.