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Rewards
Cash Rewards on signature Debit card purchases
Monthly Rewards
- Earn up to $20 a month in cash rewards for signature debit card purchases
Monthly Service Fee
NONE
ATM Access
Free at WSB locations; Nationwide surcharge free access to 50,000+ Allpoint ATM locations
Free Online & Mobile Banking and Mobile Deposit
Yes
Free Debit Card
Free ID Monitoring*
Rocket Switch
Zelle
Minimum Opening Deposit
$10
Interest Rewards Checking
Learn MoreRewards
Monthly ATM withdrawal fee refunds when qualified*
Monthly Rewards
- 0.20% APY* on balances up to $10,000
- 0.20% to 0.10% APY on balances from $10,000.01 to $20,000*
- 0.20% to 0.10% APY on balances over $20,000 depending on balance in account*
- 0.01% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $15 monthly; $5 per single transaction)*
Monthly Service Fee
NONE
ATM Access
Refunds on ATM withdrawal fees, nationwide (up to $15 monthly; $5 per single transaction)*
Free Online & Mobile Banking and Mobile Deposit
Yes
Free Debit Card
Free ID Monitoring*
Rocket Switch
Zelle
Minimum Opening Deposit
$10
Interest Rewards Checking:
*Annual Percentage Yield (APY) accurate as of 11/22/2021. Certain restrictions may apply. Rates may change after the account is opened. Fees may reduce earnings. No monthly service charge. Minimum opening deposit $10. Interest Rewards Checking rate tiers, when statement cycle qualifications are met, are as follows: 0.20% APY applies to balances of $0-$10,000, 0.20%-0.10% APY applies to balances $10,000.01 - $20,000, 0.20%-0.10% APY applies to balances greater than $20,000. If qualifications are not met, all balances will earn 0.01% APY and ATM refunds will not apply, but the account will still function as a free checking account. Qualifying ACH transactions must be to/from a 3rd party. Qualifying Debit card purchases must post and clear in the Statement cycle.