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Interest Rewards Checking:

*Annual Percentage Yield (APY) accurate as of 11/22/2021. Certain restrictions may apply. Rates may change after the account is opened. Fees may reduce earnings. No monthly service charge. Minimum opening deposit $10. Interest Rewards Checking rate tiers, when statement cycle qualifications are met, are as follows: 0.20% APY applies to balances of $0-$10,000, 0.20%-0.10% APY applies to balances $10,000.01 - $20,000, 0.20%-0.10% APY applies to balances greater than $20,000. If qualifications are not met, all balances will earn 0.01% APY and ATM refunds will not apply, but the account will still function as a free checking account. Qualifying ACH transactions must be to/from a 3rd party. Qualifying Debit card purchases must post and clear in the Statement cycle.

*Offer is intended for new qualifying direct deposits on a new or existing Cash Rewards Checking or Interest Rewards Checking account for customers having their primary residence in Lowell MA or Dracut MA. A qualifying direct deposit is a recurring direct deposit of a paycheck, pension, Social Security, or other eligible regular monthly income electronically deposited by an employer or outside agency. Direct deposits via ATM, online, teller deposits, P2P services like Paypal or a transfer from a bank or brokerage account do not qualify. Customer will receive a $300 deposit into their account within 30 days from redeeming a "$300 Claim Form" and verification of eligibility. Offer expires March 31, 2023. Washington Savings Bank may change or discontinue this offer at any time before this date without notice. One $300 offer per customer, per household, per account. Offers cannot be combined. Services must be activated after 01/01/2023. Member FDIC. Member DIF.