Skip to content

Earn up to $20 per month with free checking that pays you for every signature debit card purchase.

Key Features

  • Up to $20 Monthly Cash Back on Debit Card Purchases
  • Free Account
  • No Monthly Service Fees
  • $300 Promotion

How to Earn Your Cash Rewards

Every time you use your debit card as a signature purchase, you earn a cash reward. The amount of each cash reward increases with additional accounts you have with the bank.

  • Cash Rewards Checking: 7¢
  • Savings Account with Direct Deposit: 3¢
  • Loan of at least $5,000: 10¢
  • Total possible with every debit purchase: 20¢

Yeah, it's a "free account," but you may do some other stuff that could cause a fee.

Description

Fee

Stop Payment Fee
(For paper checks or electronic withdrawals)

$20

Overdraft/NSF Fee
(We know, this is a sensitive one and we try to be generous in forgiving first time offenders and honest mistakes if you call and explain the situation to us. Plus, we won't charge a fee if the purchase or resulting overdraft is $10.00 or less)

$30

Surcharge ATM Fee
(We don't charge these fees; the owners of other ATMs charge them for using their machine. Cash Rewards Checking customers can use more than 50,000 surcharge-free Allpoint® ATMs, nationwide. Check out the convenient tool to locate Allpoint machines near your home and work.)

Varies

Foreign ATM Fee
(This is the fee we charge when an ATM transaction is processed on a machine we don't own. Cash Reward Checking accounts get 3 free per month, so use the freebies with the Allpoint network and you won't have any ATM fees!)

3 free per month then $1.25

Returned Deposit Item
(This is a check that deposited into your account and then was returned to the bank for lack of funds — bounced!)

$4.75