Personal Loan Rates

For questions on rates, please contact any branch or call our main number at (978) 458-7999.

Rates effective as of September 01, 2015.

Personal Loans

TermInterest RateAPR*Payment Per Thousand
5 Year** 15.50% 15.50% 24.05
5 Year with Auto Pay** 15.25% 15.25% 23.92
3 Year*** 15.50% 15.50% 34.91
3 year with Auto Pay*** 15.25% 15.25% 34.79

*APR = Annual Percentage Rate.

**5 year term available only to existing customers with an account relationship of one year or more.

***3 year term available to existing customers or new customers.

Minimum Loan: $1,000

Maximum Loan: $5,000 for existing customers. $3,000 for new customers.

New customer is defined as a depositor/borrower with an account relationship of one year or less.