Home Equity Rates

Home Equity Line of Credit

TermRateAPR*Payment per Thousand
10 Year Draw / 10 Year Repayment 3.50% 3.50% N/A

Adjustable to Prime After 12 Months with a

minimum rate of 4.00% and a maximum rate

of 9.99%

3.50% 3.50% N/A

*APR = Annual Percentage Rate.

Minimum Line: $10,000

Maximum Line: $250,000

Maximum LTV 80%

Maximum APR 9.99%

Floor Rate of 4.00%

Closing costs paid by Bank.

Rate may change after consummation.

Appraisal required on all requests of $100,000 or more, or if the in-house value does not support the amount requested.

Home Equity Loans

TermInterest RateAPR*Payment per Thousand
5 Years 4.99% 4.99% 18.87
5 Years with Auto Pay 4.74% 4.74% 18.75
10 Years 5.25% 5.25% 10.73
10 Years with Auto Pay 5.00% 5.00% 10.61
15 Years 5.75% 5.75% 8.30
15 Years with Auto Pay 5.50% 5.50% 8.17
20 Years 6.00% 6.00% 7.16
20 Years with Auto Pay 5.75% 5.75% 7.02

*APR = Annual Percentage Rate.

Minimum Loan: $10,000

Maximum Loan: $250,000

Maximum LTV 80%

Closing costs paid by Bank.

Appraisal required on all requests of $100,000 or more, or if the in-house value does not support the amount requested.

Interest rate discounted with payments automatically withdrawn from Washington Savings Bank checking or savings account.