Home Equity Rates

Home Equity Line of Credit

TermRateAPR*Payment per Thousand
10 Year Draw / 10 Year Repayment 3.50% 3.50% N/A

Adjustable to Prime After 12 Months with a

minimum rate of 4.00% and a maximum rate

of 9.99%

3.50% 3.50% N/A

*APR = Annual Percentage Rate.

Minimum Line: $10,000

Maximum Line: $250,000

Maximum LTV 80%

Maximum APR 9.99%

Floor Rate of 4.00%

Closing costs paid by Bank.

Rate may change after consummation.

Appraisal required on all requests of $100,000 or more, or if the in-house value does not support the amount requested.

Home Equity Loans

TermInterest RateAPR*Payment per Thousand
5 Years 4.875% 4.875% $18.81
5 Years with Auto Pay 4.625% 4.625% $18.70
10 Years 5.125% 5.125% $10.66
10 Years with Auto Pay 4.875% 4.875% $10.55
15 Years 5.625% 5.625% $8.24
15 Years with Auto Pay 5.375% 5.375% $8.11
20 Years 5.875% 5.875% $7.09
20 Years with Auto Pay 5.625% 5.625% $6.95

*APR = Annual Percentage Rate.

Minimum Loan: $10,000

Maximum Loan: $250,000

Maximum LTV 80%

Closing costs paid by Bank.

Appraisal required on all requests of $100,000 or more, or if the in-house value does not support the amount requested.

Interest rate discounted with payments automatically withdrawn from Washington Savings Bank checking or savings account.