Checking & Savings Rates

Last Revised / Effective date

10/12/2018

Interest Rewards Checking

Balance TiersMinimum to OpenInterest RateAPY*
$0 - $10,000
If qualifications are met
$10 2.45% 2.48%
$10,000.01 - $20,000
If qualifications are met
$10 1.00% 2.48% - 1.01%
Over $20,000
If qualifications are met
$10 0.30% 2.48% - 0.30%
All balances
If qualifications are not met
$10 0.05% 0.05%

*APY = Annual Percentage Yield.

Per Qualification Cycle For Interest Rewards Checking: Have at least 12 debit card purchases post and clear, receive free eStatements, and make at least one ACH transaction (deposit or withdrawal).

Variable account rates may change after account is opened.

All of our rates are subject to change without notice. The stated rates and APY are accurate as of the above effective date.

Account fees may reduce earnings. Please request further information from our staff concerning the fees and terms applicable to advertised accounts.

Please contact us for more detailed deposit insurance information.

Business Rewards Checking

Balance TiersMinimum to OpenInterest RateAPY*
$0 - $10,000 
If qualifications are met
$10 2.45% 2.48%
Over $10,000
If qualifications are met
$10 0.30% 2.48% - 0.30%
All balances
If qualifications are not met
$10 0.05% 0.05%

*APY = Annual Percentage Yield.

Per Qualification Cycle for Business Rewards Checking: Have at least 12 debit card purchases post and clear, receive free eStatements, and access online banking.

Variable account rates may change after account is opened.

All of our rates are subject to change without notice. The stated rates and APY are accurate as of the above effective date.

Account fees may reduce earnings. Please request further information from our staff concerning the fees and terms applicable to advertised accounts.

Please contact us for more detailed deposit insurance information.

Interest Business Checking

Balance TiersMinimum to OpenInterest RateAPY*
$10 - $24,999.99 $10 0.25% 0.25%
$25,000 - $49,999.99 $10 0.50% 0.51%
$50,000 - $99,999.99 $10 0.60% 0.61%
$100,000 or more $10 0.70% 0.71%

*APY = Annual Percentage Yield.

Variable account rates may change after account is opened.

All of our rates are subject to change without notice. The stated rates and APY are accurate as of the above effective date.

You must maintain a minimum balance of $10.00 in an account to earn the stated APY.

Account fees may reduce earnings. Please request further information from our staff concerning the fees and terms applicable to advertised accounts.

Please contact us for more detailed deposit insurance information.

Savings

TypeBalance TiersMinimum to OpenInterest RateAPY*
Saver Rewards $10 or more $10 0.30% 0.30%
Passbook Savings $10 or more $50 0.05% 0.05%
Statement Savings $10 or more $50 0.05% 0.05%
Vacation Club $10 or more $10 0.05% 0.05%
Christmas Club $10 or more $10 0.10% 0.10%
Prize Savings $10 or more $1 0.30% 0.30%

*APY = Annual Percentage Yield.

Saver Rewards requires a checking account with eStatements.

Prize Savings is an eStatement account

Variable account rates may change after account is opened.

All of our rates are subject to change without notice. The stated rates and APY are accurate as of the above effective date.

You must maintain a minimum balance of $10.00 in an account to earn the stated APY.

Account fees may reduce earnings. Please request further information from our staff concerning the fees and terms applicable to advertised accounts.

Federal regulation limits the number of pre-authorized transfers/withdrawals to no more than 6 per month.

Please contact us for more detailed deposit insurance information.

Money Market Account

Balance TiersMinimum to OpenInterest RateAPY*
$10 - $24,999.99 $10 0.05% 0.05%
$25,000 - $49,999.99 $10 0.35% 0.36%
$50,000 - $99,999.99 $10 0.45% 0.46%
$100,000 or more $10 0.55% 0.56%
IRA Money Market
$10 - $24,999.99 $10 0.05% 0.05%
$25,000 - $49,999.99 $10 0.35% 0.36%
$50,000 - $99,999.99 $10 0.45% 0.46%
$100,000 or more $10 0.55% 0.56%

*APY = Annual Percentage Yield.

Variable account rates may change after account is opened.

All of our rates are subject to change without notice. The stated rates and APY are accurate as of the above effective date.

You must maintain a minimum balance of $10.00 in an account to earn the stated APY.

Account fees may reduce earnings. Please request further information from our staff concerning the fees and terms applicable to advertised accounts.

Federal regulation limits the number of pre-authorized transfers/withdrawals to no more than 6 per month.

Please contact us for more detailed deposit insurance information.

CDs

TypeMinimum to OpenInterest RateAPY*
7-31 Day Certificate $500 0.10% 0.10%
91 Day Certificate $500 0.10% 0.10%
6 Month Certificate $500 0.30% 0.30%
7 Month Certificate Special $500 1.95% 2.00%
9 Month Certificate $500 0.30% 0.30%
10 Month Certificate Special $500 2.05% 2.10%
12 Month Certificate $500 0.50% 0.51%
18 Month Certificate Special $500 2.39% 2.45%
24 Month Certificate $500 0.80% 0.81%

26 Month BUMP CD Special

(bump to higher rate once during term)

$500 2.48% 2.55%
30 Month Certificate $500 1.25% 1.27%
36 Month Certificate Special $500 2.68% 2.75%
49 Month Certificate $500 1.65% 1.69%
60 Month Certificate $500 1.75% 1.79%

Open Your CD Online Today!

IRA CDS

12 Month Certificate IRA $500 0.50% 0.51%
18 Month Certificate IRA Special $500 2.39% 2.45%
24 Month Certificate IRA $500 0.80% 0.81%
36 Month Certificate IRA Special $500 2.68% 2.75%
48 Month Certificate IRA $500 1.65% 1.69%
60 Month Certificate IRA $500 1.75% 1.79%

We also have an IRA Money Market!

IRA Money Market
$10 - $24,999.99 $10 0.05% 0.05%
$25,000 - $49,999.99 $10 0.35% 0.36%
$50,000 - $99,999.99 $10 0.45% 0.46%
$100,000 or more $10 0.55% 0.56%

 

*APY = Annual Percentage Yield.

Annual Percentage Yield assumes principal and interest remain on deposit for term. You must maintain the stated minimum balance each day to obtain the disclosed APY.

A penalty may be assessed for funds withdrawn prior to maturity on all certificates of deposits.

Once a certificate of deposit account is opened, it maintains the opening rate for the length of its term.

All of our rates are subject to change without notice. The stated rates and APY are accurate as of the above effective date.

You must maintain a minimum balance of $10.00 in an account to earn the stated APY.

Account fees may reduce earnings. Please request further information from our staff concerning the fees and terms applicable to advertised accounts.

The 26-month Certificate of Deposit is available as of May 1st and will renew as a 24-month Certificate of Deposit at the current APY. For the 26-month term only, if the bank offers a higher APY for the same term Certificate during the initial term of your CD Bump Rate Special, customer must contact the bank and request to bump (increase) the APY for the certificate through the remainder of the initial term.