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Get $300! Simply receive new qualifying direct deposits totaling $4,000 or more within 90 days of checking account opening. (A special offer for Lowell and Dracut residents.) *
It's Easy to Switch Banks!



  • Free online banking
  • Free 24/7 debit card customer support
  • Free estatements
  • Free mobile banking 
  • Free yearly order of checks
  • Free mobile deposit
  • $10 Overdraft Pass
  • Free mobile card controls


  • Free checking
  • Free from monthly service charges
  • Surcharge-free Nationwide ATMs on the Allpoint® Network
  • Free debit card cash rewards - earn up to $20/month


  • Free checking
  • Free from monthly service charges
  • Plus earn rewards when qualified:
    • 0.51% APY* on balances up to $10,000!
    • $15 month nationwide ATM refunds
    • Monthly qualifications to earn rewards
    • At least one ACH (Direct Deposit on payment)
    • Estatements
    • At least 12 debit card transactions


Free Business Checking

  • No minimum balance
  • No monthly service fees

Interest Business Checking

  • Minimum balance $5,000 or $9.95 monthly fee

Rewards Business Checking

  • Interest rate 0.51% APY* up to $10,000!
  • Monthly qualifications to receive rewards
Compare us to other banks!
  WSB Your Financial Institution

Upto $20 per month in Debit Card Cash Rewards

(Cash Rewards Checking)

Do you receive a FREE yearly check order? YES ?
Do you receive 24/7 debit card customer support? YES ?


(Cash Rewards Checking on the Allpoint Network)


High interest on your checking*

(Interest Rewards Checking, when qualified)

Open till 3pm on Saturdays YES ?

FREE checking


Nationwide ATM refunds

(Interest Rewards Checking, when qualified)


Compare Our Accounts Claim your $300

*Annual Percentage Yield (APY) accurate as of 11/20/2020. Certain restrictions may apply. Rates may change after the account is opened. Fees may reduce earnings. No monthly service charge. Minimum opening deposit $10. Debit Card Cash Rewards applies to Debit MasterCard® signature purchases made by phone, online, in person or by mail and are paid monthly. Interest Rewards Checking rate tiers, when statement cycle qualifications are met, are as follows: 0.51% APY applies to balances of $0-$10,000, 0.51%- 0.25%APY applies to balances between $10,000- $20,000, 0.51%- 0.15% APY applies to balances greater than $20,000. If qualifications are not met, all balances will earn 0.05% APY and ATM refunds will not apply, but the account will still function as a free checking account. Qualifying ACH transactions must be to/from a 3rd party. Qualifying Debit card purchases must post and clear in the Statement cycle. All deposits insured in full. 

Get $300 is intended for new qualifying direct deposits on a new or existing Cash Rewards Checking or Interest Rewards Checking account for customers having their primary residence in Lowell MA or Dracut MA. A qualifying direct deposit is a recurring direct deposit of a paycheck, pension, Social Security, or other eligible regular monthly income electronically deposited by an employer or outside agency. Direct deposits via ATM, online, teller deposits, P2P services like Paypal or a transfer from a bank or brokerage account do not qualify. Customer will receive a $300 deposit into their account within 30 days from redeeming a "$300 Claim Form" and verification of eligibility. Offer expires December 31, 2020. Washington Savings Bank may change or discontinue this offer at any time before this date without notice. One $300 offer per customer, per household, per account. Offers cannot be combined. Services must be activated after 12/01/2019. Member FDIC. Member DIF.