Get back into the financial system — for a small monthly fee — with Online Rewards Checking.
Key Features
-
Debit Card & Checks
-
No Minimum Balance Requirements
- Accessible checking for people who need a second chance
- $14.95 monthly service fee
- Convert to a free checking plan after a year of satisfactory account history
- Discount order of starter checks available
- No harsh CheckSystems® requirements
- No minimum balance requirements
- No deposit fees
- No withdrawal fees
- Free digital banking services, including:
- Free online banking & bill pay with budgeting tools
- Free mobile banking with mobile deposit (mobile deposit only available with direct deposit after 3 months; view FAQ for details)
- Free eStatements (required to open and maintain the account)
- Free Mastercard® EMV debit card with ID Theft Monitoring
- Nationwide surcharge-free ATMs via the Allpoint® network
- $10 minimum deposit to open
Qualification Requirements
- We can confirm your identity.
- No fraud or criminal activity in your banking background.
- Limited previous account charge-offs of $2,000 or less.
- Direct deposit from a payroll or government source is required.
Learn More
Visit our FAQ page for answers to common questions. If you’d like to learn more, please contact us.
Description |
Fee |
Monthly Maintenance Fee |
$14.95 |
Stop Payment Fee |
$30 |
Overdraft/NSF Fee |
$30 |
Surcharge ATM Fee |
Varies |
Foreign ATM Fee |
3 free per month then $1.25 |
Returned Deposit Item |
$7.50 |