Cash Rewards Checking

    Must be a resident of Massachusetts or New Hampshire to apply. Must be at least 18 to apply.

    Must be at least 18 to apply.

Promotions

  • OptionalOKPromo Code is required

Personal Information

  • OKFirst Name is required
  • OptionalOKMiddle Name is required
  • OKLast Name is required
  • Social Security Number

    --
    OKSocial Security Number is required
  • Date of Birth

    OKDate of Birth is required
  • Cell/Home Phone

    --
    OKCell/Home Phone is required
  • Daytime Phone

    --
    OptionalOKDaytime Phone is required
  • OKEmail is required
  • OKDriver's License Number is required
  • OKDriver's License State is required
  • Expiration Date

    OKDate must be in the future
  • Date of Issue

    OptionalOKDate of Issue is required
  • OKOccupation is required
  • OKMother's Maiden Name is required
  • OKChoose a phone password is required
  • You may be asked this password when making phone inquiries on your account.

Employment Information

  • Are you currently employed?

    OKAre you currently employed? is required
  • OKEmployer is required
  • OKEmployer City is required
  • OKEmployer Phone is required

Address Information

  • OKResidential Address (Not a P.O. Box) is required
  • OKCity is required
  • OKState is required
  • OKZip is required
  • Use residential address for mailing address

    OKUse residential address for mailing address is required
  • OKMailing Address (if different than above) is required
  • OKCity is required
  • OKState is required
  • OKZip is required

Additional Customer Verification

    For your security, online account opening requires an added tier of security. These are called "out of wallet" questions, which means they could not be easily answered if you happen to lose your wallet. Please answer the following questions below.

  • Do you have a current car loan?

    OKDo you have a current car loan? is required
  • OKLender Name is required
  • OKApproximate monthly payment is required
  • Do you have a current home loan?

    OKDo you have a current home loan? is required
  • OKLender Name is required
  • OKApproximate monthly payment is required
  • OptionalOKComments is required

Joint Account Information

  • Number of Joint Owners on this Account

    OKNumber of Joint Owners on this Account is required

Joint Applicant #1

  • OKRelationship to Primary Applicant is required
  • OKName is required
  • Date of Birth

    OKDate of Birth is required
  • Social Security Number

    --
    OKSocial Security Number is required
  • OKDrivers License Number is required
  • OKState Licensed Issued is required
  • Cell/Home Phone

    --
    OKCell/Home Phone is required
  • Work Phone

    --
    OKWork Phone is required
  • OKResidential Address is required
  • OKCity is required
  • OKState is required
  • OKZip is required

Joint Applicant #2

  • OKRelationship to Primary Applicant is required
  • OKName is required
  • Date of Birth

    OKDate of Birth is required
  • Social Security Number

    --
    OKSocial Security Number is required
  • OKDrivers License Number is required
  • OKState License Issued is required
  • Cell/Home Phone

    --
    OKCell/Home Phone is required
  • Work Phone

    --
    OKWork Phone is required
  • OKResidential Address is required
  • OKCity is required
  • OKState is required
  • OKZip is required

Debit Card

    A free debit card allows you to make purchases wherever MasterCard is accepted and has 0% fraud liability.

  • Will the primary owner like a free debit card?

    OKWill the primary owner like a free debit card? is required
  • Your card will arrive via mail in 7-10 business days with instructions toactivate and select your PIN.

  • Will the joint owner (if any) like a free debit card?

    OKWill the joint owner (if any) like a free debit card? is required
  • Your card will arrive via mail in 7-10 business days with instructions toactivate and select your PIN.

Additional Account Services

    Online Banking

    Once your account is approved and opened, you may instantly enroll through our website at washingtonsavings.com, by clicking the "enroll" link. Once enrolled, you may activate your free billpayment, estatements, account-to-account transfers, and mobile banking with deposit.

  • Would you like online banking access?

    OK Would you like online banking access? is required
  • Free Checks

  • Would you like us to send you a free order of checks to the above mailing address?

    OKWould you like us to send you a free order of checks to the above mailing address? is required
  • OptionalOKYou receive free standard checks with your checking account. Unless otherwise specified, your checks will appear with the account owners name and mailing address. If you wish something different to appear on your checks, please type exactly what you wish to appear: is required
  • Free Savers Rewards

    Saver Rewards is a great free savings account ONLY available to checking account customers. It pays interest over 2x the national rate, PLUS your debit cash rewards increase when you have a savings account with an automatic transfer from your checking. It’s a free account and great to have when you’re ready to start saving!

  • Would you like to open a free savings account for just $1 too?

    OKWould you like to open a free savings account for just $1 too? is required

Tell us how to make the first deposit

  •  

    OK  is required

 

    If you are also opening a Saver Rewards, $1 from the amount placed below will be deposited in the account. For instance, entering $20 will place $1 in the saving account and $19 in your checking account. Maximum of $50.

  • OKAmount is required
  • Type of card

    OKType of card is required
  • OKCard number is required
  • OKCVC code (last three digits on back of card) is required
  • OKExpiration Date is required
  • OKName on card is required

 

  • OKPlease give us the account number is required
  • OKAmount is required
  • If you are also opening a Saver Rewards, $1 from the amount placed below will be deposited in the account. For instance, entering $20 will place $1 in the saving account and $19 in your checking account. Maximum of $50.

 

    Please mail your check to the following address:

    Washington Savings Bank
    30 Middlesex Street
    Lowell, MA 01852
    Attn: New Online Accounts

    Once received, we will match the name on the check to your online account application and mail you a deposit confirmation. Checks must be received within 2 weeks of online application. If you are also opening a Saver Rewards, $1 from the check amount will be deposited in the saving account. For instance, a $20 check will place $1 in the saving account and $19 in your checking account.

Security Code

  • OK is required

    Washington Savings Bank reserves the right to use the above information to obtain verifications of identity and background before opening any accounts. We may also access information about you from a consumer reporting agency, such as a copy of your credit report, before opening any account. All information is submitted securely through SSL certificate and 256-bit encryption.

  • OKType your name here as your signature: is required
  • OKType any joint owner's name here as their signature: is required

Certification of Tax Status

    By selecting one of the statements and clicking the 'Next' button below, I authenticate and verify my tax identification number (social security number) and agree to the following statement: Under penalties of perjury, I certify that the taxpayer identification number (social security number) shown on this online form is my correct taxpayer identification number, and:

  •  

    OK  is required
  • SIGNATURE(S) – By signing this signature card, the undersigned acknowledges receipt of the Terms and Conditions governing this account and agrees to be bound by said Account Agreement. The authority of each account owner have the right, power, and authority to sign checks and other instruments, close the account, sign other related agreements such as the Online Banking Enrollment/Agreement, obtain account information and initiate transactions through the Bank Customer Center, and request account maintenance when necessary. Joint Accounts are considered Tenants with Rights of Survivorship (JTWROS). Washington Savings Bank reserves the right to use the above information to obtain verifications of identity and background before opening any accounts. We may also access information about you from a consumer reporting agency, such as a copy of your credit report, before opening any account. All information is submitted securely through SSL certificate and 256-bit encryption, e-signature signed in accordance with the ESIGN Act.

Esign Consent

    The bank is required by the ESIGN Act to verify you can view electronic disclosures provided to you. This is accomplished by placing a 4 digit code on the top of the ESIGN Disclosure and then having you type that PIN into the application. Please open the ESIGN Disclosure and enter the 4 digit PIN found on the top of the page. By entering this PIN, you consent to the electronic delivery of the disclosures, notices, terms and conditions, other documents, and any future changes. You also agree that Washington Savings Bank does not need to provide you with an additional paper (non-electronic) copy of the disclosures, notices, terms and conditions, and other documents, and any future changes, unless specifically requested.​Can’t open the disclosure, download Adobe® Reader for free by clicking here.
  • By submitting this form, I/we grant full permission to do so and also acknowledge receipt of the e-Sign disclosure and compliance disclosures linked here, namely the Terms and Conditions of Account, Truth in Savings, Fee Schedule, Privacy Policy, Funds Availability Policy, Customer Identification Notice, and Electronic Funds Transfer disclosure.

    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.