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Home Mortgage Loans

  • Competitive rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • Helpful loan advisors with working knowledge of the Greater Lowell real estate market
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Home Equity Loans

  • Competitive rates for several short-term or one-time needs*
  • The existing equity in your home is used as collateral backing
  • The interest paid might be tax deductible**
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Personal Term Loans

  • Competitive rates for a number of personal needs*
  • Convenient terms that fit your budget
  • Evening and Saturday appointments available
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Auto Loans

  • Competitive rates for new or used vehicles*
  • Quick, local decision-making and processing
  • Evening and Saturday appointments available
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Passbook Savings Loans

  • Use your WSB Certificate of Deposit or Passbook Savings as collateral
  • Borrow up to 95% of the deposit balance
  • Fixed rate equal to the CD rate, plus 2.00%
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Overdraft Line of Credit

  • Competitive rates to cover overdrafts
  • Convenient terms that fit your budget
  • Quick, local decision-making and processing
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