Interest Rewards Checking
- Summary
Interest Rewards Checking truly makes the most of your money. Qualify for high interest on balances up to $10,000 and receive nationwide ATM fee refunds for activity like debit card usage, estatements and electronic activity.
- Nationwide ATM transactions rebated up to $25 per monthly qualification cycle (when qualifications are met).
- Super High Interest on balances up to $10,000 (when qualifications are met)
- No monthly service charge
- No minimum balance to earn rewards
- Free Debit Card
- Free online banking and bill pay
- Free checks for life (basic check order per year)
- Can open a Saver Rewards account for more high interest on balances up to $15,000 (when qualifications met on Interest Rewards Checking)
Earn high interest and ATM fee refunds when you use these three features per monthly qualification cycle*:
- Have at least 12 debit card purchases post and clear
- Receive eStatements
- Have at least 1 Direct Deposit, ACH auto debit, or bill pay post and clear
If for some reason you don't qualify in a given monthly qualification cycle, don't worry--you'll still receive the base rate and get unlimited free checking, online banking, and the rest. And you can get the rewards back the next monthly qualification cycle.
Annual Percentage Yield (APY accurate as of 7/22/2011). Rate tiers are as follows: 3.01% APY applies to balances of $0 - $10,000 and 0.65% APY applies to balances over $10,000 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 3.01% APY - 0.65% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra‐bank transfers do not count as qualifying transactions. ATM Fee reimbursements up to $25 provided only if qualifications are met within the monthly qualification cycle. The first monthly qualification cycle will auto qualify you to earn the rewards.
